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RMCWA/HLIC/Allied Insurance Program

 Program Details

A manuscripted general Insurance Program available exclusively for members of the RMCWA, offering broad coverage's specific to the Car wash industry. Features of the program include:

• Experienced car wash insurance professionals
• Underwritten by A1lied(A++carrier)
• Personal and professional car wash claims handling
• Exclusive association pricing for RMCWA members
• Loss Control / Risk Management assessments

Coverage Solutions

Property

• Building, equipment and contents
• Replacement cost coverage's
• Additional Property Features:
• Hired and non-owned auto
• Exterior signs
• Personal Property of others
• Computers

General Liability

• Primary limits of $1 million / $2 million
• Medical payments
• Car wash care, custody or control coverage
• Damage to customers vehicles

Commercial Excess Limits

• Limits available $1 million to $10 million

Crime

• Employee dishonesty
• Money and securities ($10 thousand on-premises / $5 thousand off-premises)

Equipment Breakdown

• Covers sudden and accidental breakdown of equipment

Off-Premises Utility Interruption

• Covers loss due to interruption of utility service

Workers Compensation

• Loss Control Services
• Help with Cost Containment Certification
• Experience Mod Analysis

Additional Member Benefits

• Member discount
• 24 hour access to members' insurance information via internet (CSR24)
• Access to Service Center (live help 24/7)
• Monthly HLIC insurance newsletter
• Claims service arranged using local adjuster
• Priority attention to policy holders' needs provided by professional staff
• HLIC availability to help you assess your business or personal insurance needs with your best interest and priorities in mind
• Sponsorship/Marketing/Dividend Dollars
• Access to Banking Services

Get the insurance application here!